1. What This Policy Covers

This Privacy Policy describes how Benemoney (“we,” “us”), operator of benemoneys.com, collects, uses, shares, and protects information when you visit this website or submit a loan connection request. It applies to this site only; lenders you connect with maintain their own privacy policies, which govern their handling of your information once you proceed with them.

2. Information We Collect

Information you provide: when you submit a request, we collect the details the form asks for — name, contact information, state of residence, requested loan amount, income information, and banking details necessary to route your request. When you email or call us, we keep the correspondence.

Information collected automatically: standard web logs (IP address, browser type, pages viewed, referring pages) and similar technical data used for site operation and security. This site does not use third-party analytics or advertising trackers.

Credit information: submitting a request authorizes a soft credit inquiry through our matching process. We do not store your credit report; participating lenders access credit information under their own permissible-purpose obligations.

3. How We Use Information

We use your information to (a) route your request to network lenders licensed in your state, (b) operate, secure, and improve the site, (c) respond to your inquiries, (d) comply with legal obligations, and (e) prevent fraud and misuse. We do not sell your personal information, and we do not use it for third-party advertising.

4. When We Share Information

We share request information with participating lenders for the purpose of responding to your request — that sharing is the service. We may also share information with service providers who operate parts of our infrastructure under confidentiality obligations, with authorities where the law requires it, and in connection with a business transfer, in which case this policy’s protections follow the data. Lenders who receive your request may retain it under their own policies even if you decline their offers; their communications to you are governed by their terms and applicable law.

5. Security

The form transmits over encrypted connections, access to request data is limited to personnel who need it, and we retain personal information only as long as operationally and legally necessary. No internet transmission is perfectly secure; we ask that you never send Social Security numbers or full account numbers by email, and we will never ask you to.

6. Your Choices and Rights

You may request access to, correction of, or deletion of the personal information we hold about you by emailing [email protected]; we honor such requests except where retention is legally required. You may opt out of any non-transactional email using the unsubscribe link it carries. Depending on your state, you may have additional rights under state privacy law — the same email address processes those requests, and we respond within the timelines the applicable law sets.

7. Children

This site is intended for adults and is not directed to anyone under 18. We do not knowingly collect information from minors; if you believe a minor has submitted information, contact us and we will delete it.

8. Changes to This Policy

We may update this policy as the service or the law evolves; the effective date above changes when we do, and material changes will be noted on this page. Continued use of the site after changes constitutes acceptance. Questions about anything here reach a human at [email protected] or (888) 381-8245.